Thursday, April 27, 2017

My CPF Nomination Experience

I've been wanting to do nomination for my CPF account for a very long time but has always procrastinate on laziness.

Last week, when a group of us are chatting about it in the chatgroup, I quickly made a decision to book for an appointment and I went down to the center during lunch hour.

*Do note that an appointment is highly recommended as otherwise the waiting time could be up to 2 hours.

The CPF building at the Robinson Road has moved to Maxwell road just beside the URA building and Maxwell food center. I really love the new location as it is nearer to my office and I can go straight for lunch at my favorite stall at Maxwell food center.

New CPF Center @ 45 Maxwell Road
Comfortable Waiting Area
CPF Nomination

CPF Nomination is nothing but a will made in the form of CPF account which allows CPF members to nominate the beneficiary to receive their CPF savings in an unfortunate case of decease.

In the case where no nominations are made, the CPF funds will be distributed in accordance with the interstate succession laws.

There are some people who has made a will to distribute their funds according to how they would like it to be distributed. Please note that CPF funds will not be included in such a will made. Similar to the whole life policy we have bought with our insurance company, we are recommended to complete the nomination form and nominate a beneficiary (or more).

I heard a case from a friend in the past that the settlement of the interstate succession laws can be very complicated and may take up to 3 years before it can finally be settled. It is even made more complicated if your children is a minor and would have to involve the trustee before he or she turns 18.

Just to share on my experience, the whole process was smooth and easy as I made my appointment, wait for my number at the appointed timing, and 2 witnesses came over to sign on the form and then it was done. The whole process took less than 5 min to complete. You can download the form below.

After I'm done, I proceeded to the nearby Maxwell food center and ordered my favorite chicken rice stall (Hint: not Tian Tian) and had my delicious lunch before walking back to my office.


  1. Replies
    1. Haha, yeah the stall a couple down nearer to the entrance.

  2. "... if your child is a minor and would have to involve the trustee before he or she turns 18."

    If I m not wrong, shld be 21 instead of 18.

    1. Hi Xiehong

      Thank you for pointing out :)

  3. Little known fact that in addition to Cash Nomination where Your nominee(s) will receive the CPF ​savings due to them in cash via cheque or GIRO there are two other nomination schemes

    Enhanced Nomination Scheme (ENS) Nomination

    Your nominee(s) will receive the CPF savings due to them in their CPF accounts.

    Special Needs Savings Scheme (SNSS) Nomination

    This scheme allows parents to nominate their children with special needs to receive the CPF savings due to them on a monthly basis.

    1. Thank you for sharing, very useful to know.

  4. Replies
    1. Hi FC

      It's a couple of stalls near Tian Tian nearer to the entrance.

  5. Did you bring your own witness I wonder..?

    1. Hi A Teoh

      You dont' have to as there are plenty there who can be the witness. If you have your own 2 witnesses, you can simply mail the form over and do not physically need to be there.

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